One of the most important parts of buying property in Cyprus is securing the Title Deed. For many buyers, especially from abroad, the process can feel confusing. In this guide, weβll explain what Title Deeds are, how the procedure works, and how long it usually takes.
π What Are Title Deeds in Cyprus?
A Title Deed (also called a βCertificate of Registration of Immovable Propertyβ) is the official document issued by the Department of Lands and Surveys in Cyprus.
It confirms:
- The legal owner of the property
- The type of property (house, apartment, land, etc.)
- The size of the property and plot
- Any mortgages, loans, or restrictions on the property
Simply put, having a Title Deed means you are the true legal owner.
ποΈ Buying New Properties Without Immediate Title Deeds
In Cyprus, many new-build or off-plan properties donβt have Title Deeds ready at the time of purchase. Instead:
- The buyer signs a Contract of Sale with the developer.
- The contract is deposited at the Land Registry, giving legal rights to the buyer until the Title Deed is issued.
- Once the construction is complete and all legal requirements are met (planning permits, building permits, inspections), the developer applies for the Title Deeds to be issued.
π The Procedure for Issuing Title Deeds
The process usually involves:
- Completion of construction β the property must fully comply with planning and building permits.
- Inspection by authorities β ensuring the property matches approved plans.
- Division of property (if needed) β for apartments or complexes, the land must be divided into individual units.
- Application to the Land Registry β the developer submits documents for Title Deed issuance.
- Issuance of Title Deed β the Land Registry finalizes the process and registers the property under the rightful owner.
β³ How Long Does It Take?
- For resale properties (older homes that already have deeds): Transfer can be completed in a few weeks once payment and paperwork are in order.
- For new developments: It may take 2β3 years after construction for deeds to be issued, depending on approvals, paperwork, and developer compliance.
β οΈ Common Issues with Title Deeds
- Developers not completing the process properly
- Mortgages or debts registered on the property
- Planning/building irregularities delaying approvals
This is why itβs crucial to work with a qualified lawyer in Cyprus to check everything before signing.
β Final Advice for Buyers
- Always check if a property has separate Title Deeds available.
- If not, ensure your Contract of Sale is lodged at the Land Registry to protect your rights.
- Work with reputable developers and licensed real estate agents.